3 Unusual Places to Fall Victim to Debit Card Theft

Do you think your credit cards are the only things are risk? Your checking account can also fall victim to theft, so it is important to be aware of the risks that may occur every time you swipe your debit card.

1. ATMs

You would not think that an ATM would be a risky place to use your debit card, however, debit card users should be aware of the technology that thieves use to take advantage of them. “Skimmers” are parts that are placed over the actual ATM, which can read and record your debit card information. the best way to protect yourself is to be aware of your surroundings and to give the ATM an inspection prior to using it. If the machine’s parts are loose or it looks like it may have been tampered with, then it is best to go somewhere else. It also may be better to opt to use machines that are in higher traffic area or inside retail stores, as it is less likely to be messed with in busy areas.

2. Gas stations

Gas stations are another place that where it is high risk for skimmers to be found. A thief can place a skimmer in the machine and obtain your information can be taken away in a swipe. If you are concerned about your debit information being taken away, an option to prevent this crime from happening is to use cash as often as possible when you are at the gas pump. This can also be an opportunity for you to create a cash budget for your gas expenses. Two birds, one stone.

3. Restaurants

Another surprising risk to debit card theft could be dining out at your favorite restaurant. You put your trust in you server to use your card to make a payment and that is all, but there may be some unscrupulous people who may do the opposite. While you may not want to avoid eating at your favorite restaurant or side-eye every server with a smile, the best bet is to continue to keep a close eye on your bank account for any unusual spending or purchases.

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